# Final Payment Final Payment is a straightforward removal spell from Ravnica Allegiance that appeals to collectors interested in Orzhov (white-black) limited and constructed strategies. The card's clean design—destroy target creature, pay life equal to its toughness—makes it a functional piece rather than a chase card, so most collectors view it as a set filler or utility inclusion rather than a cornerstone piece. Collectors typically pursue this card only when completing full sets or building specific limited formats. The foil variant exists but holds minimal premium value over nonfoil copies. Its common rarity means copies are readily available and inexpensive, making it an easy acquisition for anyone seeking comprehensive Ravnica Allegiance collections without significant investment.